Pay by Phone Bank

How it works

This service is primarily focused for vendors who cannot access interact and businesses who don’t want to pay monthly charges, and business who want advertising and for people who have no time for standard banks.

The service works as follows:

Vendor Registration

To register a vendor only needs to enter the following and we call the vendor and ask how they want to be paid.
  • "PAYADMIN" to Short Code and they are registered.
  • When they want to stop they need to enter "stop" to Short Code.

Client Registration

To be a client a client needs to purchase a card at stores to indicate they want to be a client in the amount of $50 - $100- $200 which the vendor will enter the code on the back to Short Code to indicate the card has been sold with the code indicating the amount(or they can take the amount off their phone bill) Then the client will again enter the code on the back and send to Short Code.
The clients phone number will be registered as will the amount The client will receive the folloeing text: Thank You From Pay By Phone Financal instituions.

Payment Process

When the client wants to pay from a vendor there are 2 options:
 
Option 1
 
1.The client enters the following and sends it to:
44.50
(amount)
limo
(vendor code)
2.The client then receives:
You have made a payment of $44.50 with the Pay By Phone services. Please enter your password.
3.Then the client sends their password:
123456
4.The client and vendor then receive:
Approved 44.50 from 416 555 1234 to vendor limo. Thank you for using Pay By Phone services.
*Any Picture,video, music or written caption can be added at the end of the purchase reciept
 
 
 
 
Option 2
 
1.The client purchases the card as mentioned on the card it is written:
i.e. Pay By Phone financial instituions
     4512 2256 2235 5564
2.The client gives the card to the vendor:
3.The vendor enters the following on their cellular phone and send to sends to Short Code:
44.50 (amount) 1234 (last four digits on the card)
4.The Client then receives:
You have recieved a payment in the amount of 44.50 from 416 555 1234. Enter "Y" if approved and "STOP" if not.
4.The client and vendor then receive:
Approved 44.50 from 416 555 1234 to vendor limo. Thank you for using Pay By Phone services.
*Any Picture,video, music or written can be added.

*After the purchase our companies recieves a email and we do the direct deposit.